--- title: Financial Insights | Pre-IPO & Tax Planning | Werba Rubin Papier | Pre-IPO description: Pre-IPO | Browse our free resources for ongoing information about financial planning strategies, stock options, and more. --- [![WRP Wealth Logo](https://www.wrpwealth.com/wp-content/themes/wrpwealth/resources/images/logo.png)](https://www.wrpwealth.com/) - What We Do - [Investment Management](https://www.wrpwealth.com/investment-management/) - [Tax Planning](https://www.wrpwealth.com/tax-planning/) - [Financial Planning](https://www.wrpwealth.com/financial-planning/) - [IPO Stock Options Planning](https://www.wrpwealth.com/ipo/) - [Who We Are](https://www.wrpwealth.com/who-we-are/) - [Our Approach](https://www.wrpwealth.com/our-approach/) - [Resources](https://info.wrpwealth.com/resource-center) - [Insights Blog](https://insights.wrpwealth.com/) - [FAQ](https://www.wrpwealth.com/wrp-faq/) - [Contact](https://www.wrpwealth.com/contact/) - [WRP Tax Services](https://www.wrptax.com/) # Insights [All](https://insights.wrpwealth.com) [Stock Options](https://insights.wrpwealth.com/tag/stock-options) [Financial Planning](https://insights.wrpwealth.com/tag/financial-planning) [Pre-IPO](https://insights.wrpwealth.com/tag/pre-ipo) [Investing](https://insights.wrpwealth.com/tag/investing) [Post-IPO](https://insights.wrpwealth.com/tag/post-ipo) [Taxes](https://insights.wrpwealth.com/tag/taxes) [Charitable Trusts](https://insights.wrpwealth.com/tag/charitable-trusts) ![taxes-ipo](https://insights.wrpwealth.com/hubfs/kelly-sikkema-SBxdMoOY9zM-unsplash.jpg) - [Pre-IPO,](https://insights.wrpwealth.com/tag/pre-ipo) - [Taxes](https://insights.wrpwealth.com/tag/taxes) ##### [Will I Owe Taxes When My Company Goes Public?](https://insights.wrpwealth.com/owe-taxes-company-goes-public) For employees who own equity in their companies, the approach of IPO day is filled with excitement. Along with the possibility of newfound wealth, however, comes the prospect of a sizeable tax bill. If your company is on the path to public offering, you may be ... September 9, 2025 [Read more](https://insights.wrpwealth.com/owe-taxes-company-goes-public) ![](https://insights.wrpwealth.com/hubfs/business%20documents%20on%20office%20table%20with%20smart%20phone%20and%20laptop%20computer%20and%20graph%20financial%20with%20social%20network%20diagram%20and%20three%20colleagues%20discussing%20data%20in%20the%20background.jpeg) - [Stock Options,](https://insights.wrpwealth.com/tag/stock-options) - [Investing,](https://insights.wrpwealth.com/tag/investing) - [Financial Planning,](https://insights.wrpwealth.com/tag/financial-planning) - [Pre-IPO](https://insights.wrpwealth.com/tag/pre-ipo) ##### [What Is the Benefit of an 83(b) Election?](https://insights.wrpwealth.com/what-is-the-benefit-of-an-83b-election) What is an 83(b) election? When you file an 83(b) election, you’re taking advantage of section 83(b) of the Internal Revenue Code (IRC). This provision allows early investors in a company, including employees receiving equity compensation, to calculate and pay tax on ... August 27, 2025 [Read more](https://insights.wrpwealth.com/what-is-the-benefit-of-an-83b-election) ![eggs-in-one-basket](https://insights.wrpwealth.com/hubfs/eggs-in-one-basket-pixabay-basket-8607368_1280.jpg) - [Stock Options,](https://insights.wrpwealth.com/tag/stock-options) - [Investing,](https://insights.wrpwealth.com/tag/investing) - [Pre-IPO](https://insights.wrpwealth.com/tag/pre-ipo) ##### [The Importance of Diversification](https://insights.wrpwealth.com/importance-of-diversification) Diversification is a key element of any investment strategy. By putting your investment dollars in a variety of assets, you can limit the risk of significant losses, reduce volatility in your portfolio, and take advantage of a wider array of opportunities, potentially ... June 17, 2025 [Read more](https://insights.wrpwealth.com/importance-of-diversification) ![filling-out-tax-forms](https://insights.wrpwealth.com/hubfs/pexels-nataliya-vaitkevich-6863336.png) - [Stock Options,](https://insights.wrpwealth.com/tag/stock-options) - [Investing,](https://insights.wrpwealth.com/tag/investing) - [Financial Planning,](https://insights.wrpwealth.com/tag/financial-planning) - [Pre-IPO,](https://insights.wrpwealth.com/tag/pre-ipo) - [Taxes](https://insights.wrpwealth.com/tag/taxes) ##### [How are Restricted Stock Awards and Restricted Stock Units Taxed?](https://insights.wrpwealth.com/restricted-stock-awards-restricted-stock-units-taxed) Restricted stock awards (RSAs) and restricted stock units (RSUs) are two types of incentive programs that are common in startup companies. While similar, there are some key differences in how these benefits are delivered and taxed. Both require careful tax and ... June 5, 2025 [Read more](https://insights.wrpwealth.com/restricted-stock-awards-restricted-stock-units-taxed) ![](https://insights.wrpwealth.com/hubfs/bay-area-california-unsplash-1.jpg) - [Stock Options,](https://insights.wrpwealth.com/tag/stock-options) - [Investing,](https://insights.wrpwealth.com/tag/investing) - [Financial Planning,](https://insights.wrpwealth.com/tag/financial-planning) - [Pre-IPO](https://insights.wrpwealth.com/tag/pre-ipo) ##### [What to Do When Your Company Stock Falls Below Its IPO Price](https://insights.wrpwealth.com/what-to-do-when-your-company-stock-falls-below-its-ipo-price) When you’re working for a startup and receiving equity compensation, hopes can run high at IPO time. Often, pre-IPO employees enjoy sizable boosts in their wealth after their companies go public. When things don’t go as planned, it can be hard to let go of the hope ... November 21, 2023 [Read more](https://insights.wrpwealth.com/what-to-do-when-your-company-stock-falls-below-its-ipo-price) ![](https://insights.wrpwealth.com/hubfs/graphs.jpg) - [Pre-IPO,](https://insights.wrpwealth.com/tag/pre-ipo) - [Post-IPO](https://insights.wrpwealth.com/tag/post-ipo) ##### [ISOs vs. NSOs—What’s the Difference?](https://insights.wrpwealth.com/isos-vs-nsos-what-is-the-difference) Incentive and non-qualified stock options (ISOs and NSOs) are two types of equity compensation that companies use to attract, incentivize, and retain top talent. Incentive stock options receive preferential tax treatment but come with limitations that don’t apply to ... July 21, 2023 [Read more](https://insights.wrpwealth.com/isos-vs-nsos-what-is-the-difference) ![](https://insights.wrpwealth.com/hubfs/Image%204-19-23%20at%203.55%20PM.jpg) - [Pre-IPO,](https://insights.wrpwealth.com/tag/pre-ipo) - [Post-IPO](https://insights.wrpwealth.com/tag/post-ipo) ##### [Maximizing Employee Equity: Stripe's Early Liquidity Approach](https://insights.wrpwealth.com/stripe-and-early-liquidity) When you have options or restricted shares in a private company, your equity compensation is in an uncertain state. You might anxiously await news of an anticipated IPO or SPAC acquisition and strategize how to pay the tax bill on your shares when it comes due, since ... May 30, 2023 [Read more](https://insights.wrpwealth.com/stripe-and-early-liquidity) ![](https://insights.wrpwealth.com/hubfs/pexels-nataliya-vaitkevich-7172830-1.jpg) - [Pre-IPO,](https://insights.wrpwealth.com/tag/pre-ipo) - [Post-IPO](https://insights.wrpwealth.com/tag/post-ipo) ##### [Zoom—An IPO Done Right?](https://insights.wrpwealth.com/zoom-an-ipo-done-right) Outstanding Returns for Pre-IPO Investors The Zoom IPO is an example of a pre-IPO shareholder’s dream. After first announcing an opening share price in the range of $28–$32, the company announced a revised initial offering price of $36 the day before public trading ... May 4, 2023 [Read more](https://insights.wrpwealth.com/zoom-an-ipo-done-right) ![](https://insights.wrpwealth.com/hubfs/Blog%20thumbnails/Stock%20images/AdobeStock_244178317.jpeg) - [Pre-IPO,](https://insights.wrpwealth.com/tag/pre-ipo) - [Post-IPO](https://insights.wrpwealth.com/tag/post-ipo) ##### [IPO vs. Direct Listing vs. Tender Offer](https://insights.wrpwealth.com/ipo-vs-direct-listing-vs-tender-offer) If your company is about to undergo a liquidity event, congratulations! While many companies achieve this milestone by going through the IPO process, an IPO isn’t the only way to get there. Your company may reach public equities markets through a SPAC acquisition or ... May 1, 2023 [Read more](https://insights.wrpwealth.com/ipo-vs-direct-listing-vs-tender-offer) ![ipo-tips](https://insights.wrpwealth.com/hubfs/5%20Tips%20for%20IPO%20Early%20Decisions.webp) - [Pre-IPO](https://insights.wrpwealth.com/tag/pre-ipo) ##### [What to Expect when You're Expecting (an IPO)](https://insights.wrpwealth.com/what-to-expect-when-expecting-ipo) If you receive equity compensation in your pre-IPO company, you have several important decisions to make before IPO day. In this article, we’ll walk you through various stages of the IPO process and what you need to know at each step to get the most out of your options ... April 17, 2023 [Read more](https://insights.wrpwealth.com/what-to-expect-when-expecting-ipo) ###### What We Do - [Tax Planning](https://www.wrpwealth.com/#tax-planing) - [IPO Stock Options Planning](https://www.wrpwealth.com/#stock-options) - [Financial Planning](https://www.wrpwealth.com/#financial-planning) - [Investment Management](https://www.wrpwealth.com/#investment-management) ###### Resources - [Insights Blog](https://insights.wrpwealth.com/) - [FAQ](https://www.wrpwealth.com/wrp-faq/) - [Resource Center](https://info.wrpwealth.com/resource-center/) - [Contact](https://www.wrpwealth.com/contact/) ###### Contact Us [408-217-2000](tel:408-217-2000) 1732 N 1st Street, Suite #200 San Jose, CA 95112 ###### Subscribe to Our Blog Investment advisory services provided by Werba Rubin Papier Wealth Management, LLC ("Werba Rubin Papier"). © 2026 WRP Wealth | [Privacy Policy](https://info.wrpwealth.com/privacy-policy) | [ADV Brochure](https://insights.wrpwealth.com/hubfs/Website%20files/WRP_ADV%20Brochure_2025.pdf) | [Relationship Summary](https://insights.wrpwealth.com/hubfs/Downloadable%20Content%20Pieces/2024-01-22%20WRP%20Form%20CRS.pdf)